Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$356K, with repayments around HK$15,507/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$356K · loan HK$3.20M · min. income ≈ HK$31,014/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 431 Saleable ft²
- Gross Area
- 551 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-30 | HK$3.50M | +9.1% 0.4y |
| 2025-08-12 | HK$3.21M | −19.4% 8.2y · −2.0%/yr |
| 2017-06-21 | HK$3.98M | +213.4% 20.8y · 10.0%/yr |
| 1996-08-22 | HK$1.27M | — |