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At today's rate and a 90% mortgage, the deposit on this unit is about HK$701K, with repayments around HK$30,588/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,176/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,380 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 635 Saleable ft²
- Gross Area
- 820 ft²
- Efficiency
- 77%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-05 | HK$6.50M | −16.7% 5.4y · −3.0%/yr |
| 2019-02-26 | HK$7.80M | −8.2% 0.8y |
| 2018-05-23 | HK$8.50M | +70.0% 4.5y · 16.0%/yr |
| 2013-12-13 | HK$5.00M | — |