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At today's rate and a 90% mortgage, the deposit on this unit is about HK$372K, with repayments around HK$16,214/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$372K · loan HK$3.35M · min. income ≈ HK$32,428/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 435 Saleable ft²
- Gross Area
- 595 ft²
- Efficiency
- 73%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-19 | HK$4.08M | −18.1% 5.0y · −4.0%/yr |
| 2019-07-23 | HK$4.98M | +201.8% 9.7y · 21.0%/yr |
| 2009-11-11 | HK$1.65M | +29.9% |
| 2008-03-28 | HK$1.27M | +33.7% |
| 2005-11-15 | HK$950K | +15.9% |
| 2003-03-29 | HK$820K | — |