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At today's rate and a 90% mortgage, the deposit on this unit is about HK$372K, with repayments around HK$16,213/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$372K · loan HK$3.35M · min. income ≈ HK$32,426/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- 7
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 379 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-31 | HK$3.54M | +12.3% 0.5y |
| 2025-10-20 | HK$3.15M | +11.3% 0.4y |
| 2025-06-09 | HK$2.83M | +124.6% 17.1y · 7.0%/yr |
| 2008-05-22 | HK$1.26M | −3.1% |
| 1996-03-22 | HK$1.30M | — |