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At today's rate and a 90% mortgage, the deposit on this unit is about HK$287K, with repayments around HK$12,518/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$287K · loan HK$2.58M · min. income ≈ HK$25,036/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- E
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 80%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-15 | HK$3.63M | +137.3% 10.3y · 13.0%/yr |
| 2011-08-22 | HK$1.53M | +56.1% |
| 2008-04-28 | HK$980K | +19.5% |
| 2008-02-20 | HK$820K | +64.0% |
| 2002-10-28 | HK$500K | −41.2% |
| 2000-08-04 | HK$850K | −26.1% |
| 1997-01-07 | HK$1.15M | +22.3% |
| 1996-07-11 | HK$940K | — |