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At today's rate and a 90% mortgage, the deposit on this unit is about HK$490K, with repayments around HK$21,384/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,768/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$107,762 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- B
- Saleable Area
- 561 Saleable ft²
- Gross Area
- 774 ft²
- Efficiency
- 72%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-28 | HK$5.00M | +3.1% 0.3y |
| 2025-03-26 | HK$4.85M | +7.8% 10.6y · 1.0%/yr |
| 2014-09-05 | HK$4.50M | +51.0% |
| 2011-03-25 | HK$2.98M | +56.8% |
| 2008-07-25 | HK$1.90M | −4.5% |
| 2007-05-23 | HK$1.99M | — |