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At today's rate and a 90% mortgage, the deposit on this unit is about HK$350K, with repayments around HK$15,273/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$30,546/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 335 Saleable ft²
- Gross Area
- 401 ft²
- Efficiency
- 84%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-25 | HK$4.00M | +5.3% 2.4y · 2.0%/yr |
| 2018-03-21 | HK$3.80M | +8.6% 0.3y |
| 2017-11-30 | HK$3.50M | +37.8% 4.2y · 9.0%/yr |
| 2013-09-19 | HK$2.54M | +48.5% |
| 2011-06-28 | HK$1.71M | +83.9% |
| 2007-11-29 | HK$930K | +19.2% |
| 2007-07-31 | HK$780K | — |