At today's rate and a 90% mortgage, the deposit on this unit is about HK$295K, with repayments around HK$12,847/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$295K · loan HK$2.65M · min. income ≈ HK$25,694/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C3
- Saleable Area
- 543 Saleable ft²
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-20 | HK$2.80M | −31.7% 3.4y · −9.0%/yr |
| 2022-06-02 | HK$4.10M | +10.8% 5.3y · 2.0%/yr |
| 2017-02-16 | HK$3.70M | +45.1% 4.6y · 10.0%/yr |
| 2012-07-03 | HK$2.55M | — |