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At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,418/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$331K · loan HK$2.97M · min. income ≈ HK$28,836/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- E
- Saleable Area
- 357 Saleable ft²
- Gross Area
- 408 ft²
- Efficiency
- 88%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-12 | HK$3.63M | −19.3% 5.3y · −4.0%/yr |
| 2021-02-03 | HK$4.50M | +28.6% 3.4y · 8.0%/yr |
| 2017-09-18 | HK$3.50M | +87.2% 20.2y · 4.0%/yr |
| 1997-07-26 | HK$1.87M | +34.5% |
| 1997-01-28 | HK$1.39M | — |