Home Tai Po District FULLER GARDENS PHASE 1 MARIGOLD COURT (TOWER 1)

12/F B

in FULLER GARDENS PHASE 1 MARIGOLD COURT (TOWER 1)

Tai Po District · New Territories East

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Floor

5/F A 636 ft² 5/F B 496 ft² 5/F C 496 ft² 5/F D 636 ft² 6/F A 636 ft² 6/F B 496 ft² 6/F C 496 ft² 6/F D 636 ft² 7/F A 634 ft² 7/F B 496 ft² 7/F C 496 ft² 7/F D 636 ft² 8/F A 634 ft² 8/F B 497 ft² 8/F C 497 ft² 8/F D 634 ft² 9/F A 634 ft² 9/F B 496 ft² 9/F C 496 ft² 9/F D 634 ft² 10/F A 634 ft² 10/F B 496 ft² 10/F C 496 ft² 10/F D 636 ft² 11/F A 634 ft² 11/F B 496 ft² 11/F C 496 ft² 11/F D 636 ft² 12/F A 636 ft² 12/F C 496 ft² 12/F D 636 ft² 12/F B 496 ft² 15/F A 634 ft² 15/F B 496 ft² 15/F C 496 ft² 15/F D 636 ft² 16/F A 636 ft² 16/F B 497 ft² 16/F C 497 ft² 16/F D 634 ft² 17/F A 636 ft² 17/F B 496 ft² 17/F C 496 ft² 17/F D 636 ft² 18/F A 634 ft² 18/F B 497 ft² 18/F C 497 ft² 18/F D 634 ft² 19/F A 634 ft² 19/F B 497 ft² 19/F C 496 ft² 19/F D 634 ft² 20/F A 636 ft² 20/F B 496 ft² 20/F C 497 ft² 20/F D 636 ft² 21/F A 636 ft² 21/F B 497 ft² 21/F C 497 ft² 21/F D 634 ft² 22/F A 634 ft² 22/F B 497 ft² 22/F C 496 ft² 22/F D 634 ft² 23/F A 636 ft² 23/F B 496 ft² 23/F C 496 ft² 23/F D 636 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.26M

≈ HK$12,619 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$626K, with repayments around HK$27,301/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$25,690

−HK$1,611/mo

▼ 0.25% · 3.875%

HK$26,489

−HK$812/mo

Today · 4.125%

HK$27,301

baseline

▲ 0.50% · 4.625%

HK$28,962

+HK$1,661/mo

Deposit HK$626K · loan HK$5.63M · min. income ≈ HK$54,602/mo (50% DSR)

Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$160,910 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tai Wo Station

≈ 7 min walk · 509 m

Education

schools within 1 km (15 within 500 m)

Daily convenience

within 1 km (13 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Wo Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: B
Saleable Area: 496 Saleable ft²
Gross Area: 670 ft²
Efficiency: 74%
District: Tai Po District · New Territories East
School net (POA): 84

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-06-30	HK$6.15M	−16.4% 7.1y	HK$12,399	HK$9,179
2019-06-13	HK$7.36M	+88.7% 7.1y · 13.0%/yr	HK$14,839	HK$10,985
2012-04-20	HK$3.90M	+57.9%	HK$7,863	HK$5,821
2010-01-22	HK$2.47M	+32.8%	HK$4,980	HK$3,687
2007-05-09	HK$1.86M	−11.4%	HK$3,750	HK$2,776
2000-10-10	HK$2.10M	−32.7%	HK$4,234	HK$3,134
1996-08-31	HK$3.12M	—	HK$6,290	HK$4,657

Other appraised units in this building

Data sourced from Renavon.com