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At today's rate and a 90% mortgage, the deposit on this unit is about HK$570K, with repayments around HK$24,867/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,734/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,274 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- D
- Saleable Area
- 451 Saleable ft²
- Gross Area
- 622 ft²
- Efficiency
- 73%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-12 | HK$6.60M | +14.2% 3.1y · 4.0%/yr |
| 2017-04-07 | HK$5.78M | +126.7% 6.8y · 19.0%/yr |
| 2010-07-14 | HK$2.55M | +15.9% |
| 2009-09-17 | HK$2.20M | +27.2% |
| 2006-02-25 | HK$1.73M | −19.5% |
| 1998-09-15 | HK$2.15M | −10.0% |
| 1996-05-02 | HK$2.39M | — |