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At today's rate and a 90% mortgage, the deposit on this unit is about HK$455K, with repayments around HK$19,857/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$39,714/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,740 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 478 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-12 | HK$4.20M | −16.0% 3.9y · −4.0%/yr |
| 2021-07-08 | HK$5.00M | +51.5% 6.9y · 7.0%/yr |
| 2014-06-30 | HK$3.30M | +28.9% |
| 2012-05-25 | HK$2.56M | +28.6% |
| 2010-07-27 | HK$1.99M | +10.6% |
| 2010-04-13 | HK$1.80M | +95.7% |
| 2003-12-03 | HK$920K | — |