▼ 0.50% · 3.625%
HK$3,895
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$123/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,392
+HK$252/mo
Deposit HK$854K · loan HK$854K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$118/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,808
+HK$240/mo
Deposit HK$854K · loan HK$854K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,285
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,418
−HK$136/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$277/mo
Deposit HK$769K · loan HK$940K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,767
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$129/mo
Today · 4.125%
HK$5,024
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$265/mo
Deposit HK$769K · loan HK$940K · min. income ≈ HK$10,048/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,674
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,820
−HK$148/mo
Today · 4.125%
HK$4,968
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$302/mo
Deposit HK$683K · loan HK$1.02M · min. income ≈ HK$9,936/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,200
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,340
−HK$141/mo
Today · 4.125%
HK$5,481
baseline
▲ 0.50% · 4.625%
HK$5,770
+HK$289/mo
Deposit HK$683K · loan HK$1.02M · min. income ≈ HK$10,962/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,064
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,222
−HK$160/mo
Today · 4.125%
HK$5,382
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$327/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$10,764/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,634
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,785
−HK$153/mo
Today · 4.125%
HK$5,938
baseline
▲ 0.50% · 4.625%
HK$6,251
+HK$313/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$11,876/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,454
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,623
−HK$173/mo
Today · 4.125%
HK$5,796
baseline
▲ 0.50% · 4.625%
HK$6,148
+HK$352/mo
Deposit HK$512K · loan HK$1.20M · min. income ≈ HK$11,592/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,067
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,230
−HK$165/mo
Today · 4.125%
HK$6,395
baseline
▲ 0.50% · 4.625%
HK$6,732
+HK$337/mo
Deposit HK$512K · loan HK$1.20M · min. income ≈ HK$12,790/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,843
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,025
−HK$184/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,587
+HK$378/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,675
−HK$177/mo
Today · 4.125%
HK$6,852
baseline
▲ 0.50% · 4.625%
HK$7,213
+HK$361/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$13,704/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,233
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,426
−HK$197/mo
Today · 4.125%
HK$6,623
baseline
▲ 0.50% · 4.625%
HK$7,026
+HK$403/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,246/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,934
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,120
−HK$188/mo
Today · 4.125%
HK$7,308
baseline
▲ 0.50% · 4.625%
HK$7,694
+HK$386/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,616/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,622
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,828
−HK$209/mo
Today · 4.125%
HK$7,037
baseline
▲ 0.50% · 4.625%
HK$7,466
+HK$429/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,074/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,367
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,565
−HK$200/mo
Today · 4.125%
HK$7,765
baseline
▲ 0.50% · 4.625%
HK$8,174
+HK$409/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,530/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,012
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,230
−HK$221/mo
Today · 4.125%
HK$7,451
baseline
▲ 0.50% · 4.625%
HK$7,905
+HK$454/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,902/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,800
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,010
−HK$212/mo
Today · 4.125%
HK$8,222
baseline
▲ 0.50% · 4.625%
HK$8,655
+HK$433/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,444/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).