▼ 0.50% · 3.625%
HK$17,953
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,512
−HK$567/mo
Today · 4.125%
HK$19,079
baseline
▲ 0.50% · 4.625%
HK$20,240
+HK$1,161/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,158/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,973
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,509
−HK$543/mo
Today · 4.125%
HK$21,052
baseline
▲ 0.50% · 4.625%
HK$22,162
+HK$1,110/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,104/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,749
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,363
−HK$624/mo
Today · 4.125%
HK$20,987
baseline
▲ 0.50% · 4.625%
HK$22,264
+HK$1,277/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,974/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,970
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,560
−HK$597/mo
Today · 4.125%
HK$23,157
baseline
▲ 0.50% · 4.625%
HK$24,378
+HK$1,221/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,314/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,544
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,214
−HK$681/mo
Today · 4.125%
HK$22,895
baseline
▲ 0.50% · 4.625%
HK$24,288
+HK$1,393/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,790/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,968
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,610
−HK$653/mo
Today · 4.125%
HK$25,263
baseline
▲ 0.50% · 4.625%
HK$26,594
+HK$1,331/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,526/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,339
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,065
−HK$738/mo
Today · 4.125%
HK$24,803
baseline
▲ 0.50% · 4.625%
HK$26,312
+HK$1,509/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$49,606/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,965
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,661
−HK$707/mo
Today · 4.125%
HK$27,368
baseline
▲ 0.50% · 4.625%
HK$28,810
+HK$1,442/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$54,736/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,135
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,917
−HK$794/mo
Today · 4.125%
HK$26,711
baseline
▲ 0.50% · 4.625%
HK$28,336
+HK$1,625/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,422/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,962
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,712
−HK$761/mo
Today · 4.125%
HK$29,473
baseline
▲ 0.50% · 4.625%
HK$31,027
+HK$1,554/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,946/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,930
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,768
−HK$851/mo
Today · 4.125%
HK$28,619
baseline
▲ 0.50% · 4.625%
HK$30,360
+HK$1,741/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$57,238/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,960
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,763
−HK$815/mo
Today · 4.125%
HK$31,578
baseline
▲ 0.50% · 4.625%
HK$33,243
+HK$1,665/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$63,156/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,726
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,619
−HK$908/mo
Today · 4.125%
HK$30,527
baseline
▲ 0.50% · 4.625%
HK$32,384
+HK$1,857/mo
Deposit HK$1.57M · loan HK$6.30M · min. income ≈ HK$61,054/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,957
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,814
−HK$869/mo
Today · 4.125%
HK$33,683
baseline
▲ 0.50% · 4.625%
HK$35,459
+HK$1,776/mo
Deposit HK$1.57M · loan HK$6.30M · min. income ≈ HK$67,366/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,521
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,470
−HK$965/mo
Today · 4.125%
HK$32,435
baseline
▲ 0.50% · 4.625%
HK$34,408
+HK$1,973/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$64,870/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,954
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,865
−HK$924/mo
Today · 4.125%
HK$35,789
baseline
▲ 0.50% · 4.625%
HK$37,675
+HK$1,886/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$71,578/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,316
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,321
−HK$1,022/mo
Today · 4.125%
HK$34,343
baseline
▲ 0.50% · 4.625%
HK$36,432
+HK$2,089/mo
Deposit HK$787K · loan HK$7.09M · min. income ≈ HK$68,686/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,951
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,916
−HK$978/mo
Today · 4.125%
HK$37,894
baseline
▲ 0.50% · 4.625%
HK$39,891
+HK$1,997/mo
Deposit HK$787K · loan HK$7.09M · min. income ≈ HK$75,788/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,204 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).