▼ 0.50% · 3.625%
HK$21,724
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,400
−HK$686/mo
Today · 4.125%
HK$23,086
baseline
▲ 0.50% · 4.625%
HK$24,491
+HK$1,405/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,172/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,168
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,816
−HK$657/mo
Today · 4.125%
HK$25,473
baseline
▲ 0.50% · 4.625%
HK$26,816
+HK$1,343/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,946/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,896
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,640
−HK$755/mo
Today · 4.125%
HK$25,395
baseline
▲ 0.50% · 4.625%
HK$26,940
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,790/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,584
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,297
−HK$724/mo
Today · 4.125%
HK$28,021
baseline
▲ 0.50% · 4.625%
HK$29,498
+HK$1,477/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,042/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,069
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,880
−HK$823/mo
Today · 4.125%
HK$27,703
baseline
▲ 0.50% · 4.625%
HK$29,389
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,406/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,001
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,779
−HK$789/mo
Today · 4.125%
HK$30,568
baseline
▲ 0.50% · 4.625%
HK$32,179
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,136/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,241
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,119
−HK$893/mo
Today · 4.125%
HK$30,012
baseline
▲ 0.50% · 4.625%
HK$31,838
+HK$1,826/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$60,024/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,418
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,260
−HK$855/mo
Today · 4.125%
HK$33,115
baseline
▲ 0.50% · 4.625%
HK$34,861
+HK$1,746/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,230/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,413
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,359
−HK$962/mo
Today · 4.125%
HK$32,321
baseline
▲ 0.50% · 4.625%
HK$34,287
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,642/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,835
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,742
−HK$921/mo
Today · 4.125%
HK$35,663
baseline
▲ 0.50% · 4.625%
HK$37,542
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,326/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,586
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,599
−HK$1,030/mo
Today · 4.125%
HK$34,629
baseline
▲ 0.50% · 4.625%
HK$36,736
+HK$2,107/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,258/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,251
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,224
−HK$986/mo
Today · 4.125%
HK$38,210
baseline
▲ 0.50% · 4.625%
HK$40,224
+HK$2,014/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,420/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,758
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,839
−HK$1,099/mo
Today · 4.125%
HK$36,938
baseline
▲ 0.50% · 4.625%
HK$39,185
+HK$2,247/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,876/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,668
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,705
−HK$1,052/mo
Today · 4.125%
HK$40,757
baseline
▲ 0.50% · 4.625%
HK$42,906
+HK$2,149/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,514/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,931
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,079
−HK$1,167/mo
Today · 4.125%
HK$39,246
baseline
▲ 0.50% · 4.625%
HK$41,634
+HK$2,388/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,492/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,085
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,187
−HK$1,118/mo
Today · 4.125%
HK$43,305
baseline
▲ 0.50% · 4.625%
HK$45,587
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,610/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,103
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,319
−HK$1,236/mo
Today · 4.125%
HK$41,555
baseline
▲ 0.50% · 4.625%
HK$44,084
+HK$2,529/mo
Deposit HK$953K · loan HK$8.57M · min. income ≈ HK$83,110/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,502
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,668
−HK$1,184/mo
Today · 4.125%
HK$45,852
baseline
▲ 0.50% · 4.625%
HK$48,269
+HK$2,417/mo
Deposit HK$953K · loan HK$8.57M · min. income ≈ HK$91,704/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,694 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).