▼ 0.50% · 3.625%
HK$15,374
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,852
−HK$486/mo
Today · 4.125%
HK$16,338
baseline
▲ 0.50% · 4.625%
HK$17,332
+HK$994/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$32,676/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,103
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,562
−HK$465/mo
Today · 4.125%
HK$18,027
baseline
▲ 0.50% · 4.625%
HK$18,977
+HK$950/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$36,054/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,911
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,437
−HK$534/mo
Today · 4.125%
HK$17,971
baseline
▲ 0.50% · 4.625%
HK$19,065
+HK$1,094/mo
Deposit HK$3.03M · loan HK$3.71M · min. income ≈ HK$35,942/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,813
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,318
−HK$512/mo
Today · 4.125%
HK$19,830
baseline
▲ 0.50% · 4.625%
HK$20,875
+HK$1,045/mo
Deposit HK$3.03M · loan HK$3.71M · min. income ≈ HK$39,660/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,448
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,022
−HK$583/mo
Today · 4.125%
HK$19,605
baseline
▲ 0.50% · 4.625%
HK$20,798
+HK$1,193/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,210/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,523
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,074
−HK$558/mo
Today · 4.125%
HK$21,632
baseline
▲ 0.50% · 4.625%
HK$22,773
+HK$1,141/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,264/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,986
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,607
−HK$632/mo
Today · 4.125%
HK$21,239
baseline
▲ 0.50% · 4.625%
HK$22,531
+HK$1,292/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$42,478/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,234
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,830
−HK$605/mo
Today · 4.125%
HK$23,435
baseline
▲ 0.50% · 4.625%
HK$24,670
+HK$1,235/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$46,870/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,523
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,192
−HK$681/mo
Today · 4.125%
HK$22,873
baseline
▲ 0.50% · 4.625%
HK$24,264
+HK$1,391/mo
Deposit HK$2.02M · loan HK$4.72M · min. income ≈ HK$45,746/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,944
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,586
−HK$652/mo
Today · 4.125%
HK$25,238
baseline
▲ 0.50% · 4.625%
HK$26,568
+HK$1,330/mo
Deposit HK$2.02M · loan HK$4.72M · min. income ≈ HK$50,476/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,060
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,778
−HK$728/mo
Today · 4.125%
HK$24,506
baseline
▲ 0.50% · 4.625%
HK$25,998
+HK$1,492/mo
Deposit HK$1.69M · loan HK$5.06M · min. income ≈ HK$49,012/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,654
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,342
−HK$698/mo
Today · 4.125%
HK$27,040
baseline
▲ 0.50% · 4.625%
HK$28,466
+HK$1,426/mo
Deposit HK$1.69M · loan HK$5.06M · min. income ≈ HK$54,080/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,598
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,363
−HK$777/mo
Today · 4.125%
HK$26,140
baseline
▲ 0.50% · 4.625%
HK$27,731
+HK$1,591/mo
Deposit HK$1.35M · loan HK$5.39M · min. income ≈ HK$52,280/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,365
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,099
−HK$744/mo
Today · 4.125%
HK$28,843
baseline
▲ 0.50% · 4.625%
HK$30,363
+HK$1,520/mo
Deposit HK$1.35M · loan HK$5.39M · min. income ≈ HK$57,686/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,135
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,948
−HK$826/mo
Today · 4.125%
HK$27,774
baseline
▲ 0.50% · 4.625%
HK$29,464
+HK$1,690/mo
Deposit HK$1.01M · loan HK$5.73M · min. income ≈ HK$55,548/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,075
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,855
−HK$791/mo
Today · 4.125%
HK$30,646
baseline
▲ 0.50% · 4.625%
HK$32,261
+HK$1,615/mo
Deposit HK$1.01M · loan HK$5.73M · min. income ≈ HK$61,292/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,672
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,533
−HK$875/mo
Today · 4.125%
HK$29,408
baseline
▲ 0.50% · 4.625%
HK$31,197
+HK$1,789/mo
Deposit HK$674K · loan HK$6.07M · min. income ≈ HK$58,816/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,785
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,611
−HK$837/mo
Today · 4.125%
HK$32,448
baseline
▲ 0.50% · 4.625%
HK$34,159
+HK$1,711/mo
Deposit HK$674K · loan HK$6.07M · min. income ≈ HK$64,896/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$202,261 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).