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At today's rate and a 90% mortgage, the deposit on this unit is about HK$680K, with repayments around HK$29,674/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,348/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,096 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 20 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- C
- Saleable Area
- 489 Saleable ft²
- Gross Area
- 599 ft²
- Efficiency
- 82%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-23 | HK$6.87M | −13.5% 3.2y · −4.0%/yr |
| 2021-03-12 | HK$7.94M | +32.3% 4.0y · 8.0%/yr |
| 2017-03-08 | HK$6.00M | +31.9% 4.1y · 8.0%/yr |
| 2013-02-20 | HK$4.55M | — |