▼ 0.50% · 3.625%
HK$17,131
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,664
−HK$541/mo
Today · 4.125%
HK$18,205
baseline
▲ 0.50% · 4.625%
HK$19,313
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,410/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,058
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,569
−HK$519/mo
Today · 4.125%
HK$20,088
baseline
▲ 0.50% · 4.625%
HK$21,146
+HK$1,058/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,176/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,844
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,430
−HK$596/mo
Today · 4.125%
HK$20,026
baseline
▲ 0.50% · 4.625%
HK$21,244
+HK$1,218/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,052/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,964
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,526
−HK$570/mo
Today · 4.125%
HK$22,096
baseline
▲ 0.50% · 4.625%
HK$23,261
+HK$1,165/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,192/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,557
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,196
−HK$650/mo
Today · 4.125%
HK$21,846
baseline
▲ 0.50% · 4.625%
HK$23,175
+HK$1,329/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,692/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,869
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,483
−HK$622/mo
Today · 4.125%
HK$24,105
baseline
▲ 0.50% · 4.625%
HK$25,376
+HK$1,271/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,210/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,270
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,963
−HK$704/mo
Today · 4.125%
HK$23,667
baseline
▲ 0.50% · 4.625%
HK$25,107
+HK$1,440/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,334/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,775
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,440
−HK$674/mo
Today · 4.125%
HK$26,114
baseline
▲ 0.50% · 4.625%
HK$27,490
+HK$1,376/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,228/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,983
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,729
−HK$758/mo
Today · 4.125%
HK$25,487
baseline
▲ 0.50% · 4.625%
HK$27,038
+HK$1,551/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,974/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,681
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,397
−HK$726/mo
Today · 4.125%
HK$28,123
baseline
▲ 0.50% · 4.625%
HK$29,605
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,246/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,696
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,496
−HK$812/mo
Today · 4.125%
HK$27,308
baseline
▲ 0.50% · 4.625%
HK$28,969
+HK$1,661/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,616/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,587
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,354
−HK$777/mo
Today · 4.125%
HK$30,131
baseline
▲ 0.50% · 4.625%
HK$31,720
+HK$1,589/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,262/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,409
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,262
−HK$866/mo
Today · 4.125%
HK$29,128
baseline
▲ 0.50% · 4.625%
HK$30,901
+HK$1,773/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,256/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,493
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,310
−HK$830/mo
Today · 4.125%
HK$32,140
baseline
▲ 0.50% · 4.625%
HK$33,834
+HK$1,694/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,280/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,122
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,028
−HK$921/mo
Today · 4.125%
HK$30,949
baseline
▲ 0.50% · 4.625%
HK$32,832
+HK$1,883/mo
Deposit HK$1.13M · loan HK$6.39M · min. income ≈ HK$61,898/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,398
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,267
−HK$882/mo
Today · 4.125%
HK$34,149
baseline
▲ 0.50% · 4.625%
HK$35,949
+HK$1,800/mo
Deposit HK$1.13M · loan HK$6.39M · min. income ≈ HK$68,298/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,836
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,795
−HK$974/mo
Today · 4.125%
HK$32,769
baseline
▲ 0.50% · 4.625%
HK$34,763
+HK$1,994/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,538/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,304
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,224
−HK$934/mo
Today · 4.125%
HK$36,158
baseline
▲ 0.50% · 4.625%
HK$38,063
+HK$1,905/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,316/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,381 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).