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At today's rate and a 90% mortgage, the deposit on this unit is about HK$402K, with repayments around HK$17,554/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,108/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$5,007 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 1
- Saleable Area
- 468 Saleable ft²
- Gross Area
- 600 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-13 | HK$4.29M | −10.6% 5.4y · −2.0%/yr |
| 2020-11-12 | HK$4.80M | +31.5% 4.8y · 7.0%/yr |
| 2016-02-17 | HK$3.65M | +105.1% 6.1y · 17.0%/yr |
| 2009-12-14 | HK$1.78M | — |