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At today's rate and a 90% mortgage, the deposit on this unit is about HK$626K, with repayments around HK$27,318/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$626K · loan HK$5.64M · min. income ≈ HK$54,636/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$161,301 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 522 Saleable ft²
- Gross Area
- 665 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-28 | HK$6.25M | −26.5% 4.9y · −5.0%/yr |
| 2020-10-19 | HK$8.50M | +26.9% 3.1y · 9.0%/yr |
| 2017-09-25 | HK$6.70M | +106.8% 6.7y · 16.0%/yr |
| 2011-01-07 | HK$3.24M | +4.9% |
| 2010-04-01 | HK$3.09M | −4.9% |
| 1997-04-12 | HK$3.25M | — |