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At today's rate and a 90% mortgage, the deposit on this unit is about HK$386K, with repayments around HK$16,836/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$386K · loan HK$3.47M · min. income ≈ HK$33,672/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- H
- Saleable Area
- 299 Saleable ft²
- Gross Area
- 423 ft²
- Efficiency
- 71%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-03 | HK$3.92M | −18.0% 2.9y · −6.0%/yr |
| 2021-05-24 | HK$4.78M | +0.0% 2.1y · 0.0%/yr |
| 2019-03-14 | HK$4.78M | +48.4% 3.0y · 16.0%/yr |
| 2016-03-24 | HK$3.22M | +87.2% 6.1y · 15.0%/yr |
| 2010-03-02 | HK$1.72M | +7.5% |
| 2009-10-15 | HK$1.60M | +52.4% |
| 2006-11-18 | HK$1.05M | −50.5% |
| 1997-11-13 | HK$2.12M | — |