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At today's rate and a 90% mortgage, the deposit on this unit is about HK$469K, with repayments around HK$20,471/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,942/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$86,822 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-20 | HK$4.30M | −15.0% 6.8y · −2.0%/yr |
| 2017-12-13 | HK$5.06M | +132.1% 7.1y · 19.0%/yr |
| 2010-11-22 | HK$2.18M | +39.7% |
| 2009-05-08 | HK$1.56M | +34.5% |
| 2002-05-08 | HK$1.16M | — |