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At today's rate and a 90% mortgage, the deposit on this unit is about HK$471K, with repayments around HK$20,533/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,066/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$88,237 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- B
- Saleable Area
- 361 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-06-26 | HK$4.54M | +13.7% 6.8y · 2.0%/yr |
| 2016-09-27 | HK$3.99M | +93.7% 4.7y · 17.0%/yr |
| 2010-04-30 | HK$2.06M | +5.1% |
| 2009-11-03 | HK$1.96M | +47.4% |
| 2007-12-14 | HK$1.33M | +22.0% |
| 2005-04-09 | HK$1.09M | +1.9% |
| 2000-06-30 | HK$1.07M | −43.4% |
| 1997-04-08 | HK$1.89M | +21.9% |
| 1997-02-14 | HK$1.55M | +18.3% |
| 1996-01-08 | HK$1.31M | — |