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At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$19,033/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$38,066/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,454 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- G
- Saleable Area
- 361 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-17 | HK$3.80M | −22.4% 3.5y · −6.0%/yr |
| 2022-05-13 | HK$4.90M | +32.4% 5.3y · 6.0%/yr |
| 2017-02-14 | HK$3.70M | +138.7% 7.3y · 19.0%/yr |
| 2009-11-06 | HK$1.55M | +2.0% |
| 2008-05-20 | HK$1.52M | +38.2% |
| 2002-03-22 | HK$1.10M | +7.8% |
| 2002-01-31 | HK$1.02M | −34.2% |
| 1998-06-16 | HK$1.55M | — |