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At today's rate and a 90% mortgage, the deposit on this unit is about HK$463K, with repayments around HK$20,210/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$40,420/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,846 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- G
- Saleable Area
- 379 Saleable ft²
- Gross Area
- 484 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-16 | HK$4.80M | −12.7% 2.9y · −4.0%/yr |
| 2021-08-02 | HK$5.50M | −5.2% 2.3y · −2.0%/yr |
| 2019-04-04 | HK$5.80M | +56.8% 5.8y · 10.0%/yr |
| 2013-07-02 | HK$3.70M | +49.2% |
| 2011-05-13 | HK$2.48M | +69.9% |
| 2007-11-05 | HK$1.46M | −32.1% |
| 1998-01-15 | HK$2.15M | −13.3% |
| 1997-07-26 | HK$2.48M | — |