▼ 0.50% · 3.625%
HK$14,619
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,074
−HK$462/mo
Today · 4.125%
HK$15,536
baseline
▲ 0.50% · 4.625%
HK$16,482
+HK$946/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$31,072/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,264
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,700
−HK$443/mo
Today · 4.125%
HK$17,143
baseline
▲ 0.50% · 4.625%
HK$18,046
+HK$903/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$34,286/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,081
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,582
−HK$508/mo
Today · 4.125%
HK$17,090
baseline
▲ 0.50% · 4.625%
HK$18,130
+HK$1,040/mo
Deposit HK$2.89M · loan HK$3.53M · min. income ≈ HK$34,180/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,890
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,370
−HK$487/mo
Today · 4.125%
HK$18,857
baseline
▲ 0.50% · 4.625%
HK$19,851
+HK$994/mo
Deposit HK$2.89M · loan HK$3.53M · min. income ≈ HK$37,714/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,543
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,089
−HK$554/mo
Today · 4.125%
HK$18,643
baseline
▲ 0.50% · 4.625%
HK$19,778
+HK$1,135/mo
Deposit HK$2.56M · loan HK$3.85M · min. income ≈ HK$37,286/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,517
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,040
−HK$531/mo
Today · 4.125%
HK$20,571
baseline
▲ 0.50% · 4.625%
HK$21,656
+HK$1,085/mo
Deposit HK$2.56M · loan HK$3.85M · min. income ≈ HK$41,142/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,005
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,596
−HK$601/mo
Today · 4.125%
HK$20,197
baseline
▲ 0.50% · 4.625%
HK$21,426
+HK$1,229/mo
Deposit HK$2.24M · loan HK$4.17M · min. income ≈ HK$40,394/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,143
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,710
−HK$575/mo
Today · 4.125%
HK$22,285
baseline
▲ 0.50% · 4.625%
HK$23,460
+HK$1,175/mo
Deposit HK$2.24M · loan HK$4.17M · min. income ≈ HK$44,570/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,467
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,104
−HK$647/mo
Today · 4.125%
HK$21,751
baseline
▲ 0.50% · 4.625%
HK$23,074
+HK$1,323/mo
Deposit HK$1.92M · loan HK$4.49M · min. income ≈ HK$43,502/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,770
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,380
−HK$620/mo
Today · 4.125%
HK$24,000
baseline
▲ 0.50% · 4.625%
HK$25,265
+HK$1,265/mo
Deposit HK$1.92M · loan HK$4.49M · min. income ≈ HK$48,000/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,929
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,611
−HK$693/mo
Today · 4.125%
HK$23,304
baseline
▲ 0.50% · 4.625%
HK$24,722
+HK$1,418/mo
Deposit HK$1.60M · loan HK$4.81M · min. income ≈ HK$46,608/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,396
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,050
−HK$664/mo
Today · 4.125%
HK$25,714
baseline
▲ 0.50% · 4.625%
HK$27,069
+HK$1,355/mo
Deposit HK$1.60M · loan HK$4.81M · min. income ≈ HK$51,428/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,391
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,119
−HK$739/mo
Today · 4.125%
HK$24,858
baseline
▲ 0.50% · 4.625%
HK$26,370
+HK$1,512/mo
Deposit HK$1.28M · loan HK$5.13M · min. income ≈ HK$49,716/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,022
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,720
−HK$708/mo
Today · 4.125%
HK$27,428
baseline
▲ 0.50% · 4.625%
HK$28,874
+HK$1,446/mo
Deposit HK$1.28M · loan HK$5.13M · min. income ≈ HK$54,856/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,853
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,626
−HK$786/mo
Today · 4.125%
HK$26,412
baseline
▲ 0.50% · 4.625%
HK$28,019
+HK$1,607/mo
Deposit HK$962K · loan HK$5.45M · min. income ≈ HK$52,824/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,649
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,390
−HK$752/mo
Today · 4.125%
HK$29,142
baseline
▲ 0.50% · 4.625%
HK$30,679
+HK$1,537/mo
Deposit HK$962K · loan HK$5.45M · min. income ≈ HK$58,284/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,315
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,133
−HK$832/mo
Today · 4.125%
HK$27,965
baseline
▲ 0.50% · 4.625%
HK$29,667
+HK$1,702/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$55,930/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,275
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,060
−HK$797/mo
Today · 4.125%
HK$30,857
baseline
▲ 0.50% · 4.625%
HK$32,483
+HK$1,626/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$61,714/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$176,131 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).