At today's rate and a 90% mortgage, the deposit on this unit is about HK$321K, with repayments around HK$14,020/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$28,040/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 378 Saleable ft²
- Gross Area
- 502 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-09 | HK$4.05M | +25.8% 3.6y · 7.0%/yr |
| 2016-07-21 | HK$3.22M | +192.7% 8.3y · 23.0%/yr |
| 2008-03-28 | HK$1.10M | +18.3% |
| 2007-11-22 | HK$930K | +16.2% |
| 2007-11-07 | HK$800K | −25.9% |
| 1999-04-15 | HK$1.08M | — |