22/F 12

in KAM FUNG COURT KAM HUEN HOUSE (BLOCK F)

Sha Tin District · New Territories East

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1/F 1 647 ft² 1/F 10 604 ft² 1/F 11 604 ft² 1/F 12 540 ft² 1/F 3 604 ft² 1/F 5 540 ft² 2/F 12 540 ft² 2/F 15 436 ft² 2/F 16 647 ft² 2/F 4 540 ft² 2/F 5 540 ft² 2/F 6 436 ft² 2/F 9 647 ft² 3/F 1 647 ft² 3/F 12 540 ft² 3/F 13 540 ft² 3/F 14 436 ft² 3/F 2 604 ft² 3/F 7 436 ft² 4/F 1 647 ft² 4/F 10 604 ft² 4/F 11 604 ft² 4/F 12 540 ft² 4/F 14 436 ft² 4/F 15 436 ft² 4/F 16 647 ft² 4/F 4 540 ft² 4/F 6 436 ft² 4/F 7 436 ft² 5/F 10 604 ft² 5/F 11 604 ft² 5/F 13 540 ft² 5/F 15 436 ft² 5/F 8 647 ft² 6/F 1 647 ft² 6/F 13 540 ft² 6/F 14 436 ft² 6/F 15 436 ft² 6/F 2 604 ft² 6/F 5 540 ft² 7/F 1 647 ft² 7/F 12 540 ft² 7/F 13 540 ft² 7/F 3 604 ft² 7/F 6 436 ft² 8/F 1 647 ft² 8/F 10 604 ft² 8/F 13 540 ft² 8/F 15 436 ft² 8/F 16 647 ft² 8/F 2 604 ft² 8/F 5 540 ft² 8/F 7 436 ft² 8/F 9 647 ft² 9/F 10 604 ft² 9/F 11 604 ft² 9/F 14 436 ft² 9/F 3 604 ft² 9/F 6 436 ft² 9/F 8 647 ft² 9/F 9 647 ft² 10/F 13 540 ft² 10/F 14 436 ft² 10/F 4 540 ft² 10/F 5 540 ft² 10/F 9 647 ft² 11/F 10 604 ft² 11/F 11 604 ft² 11/F 12 540 ft² 11/F 15 436 ft² 11/F 16 647 ft² 11/F 2 604 ft² 11/F 7 436 ft² 12/F 1 647 ft² 12/F 10 604 ft² 12/F 11 604 ft² 12/F 12 540 ft² 12/F 14 436 ft² 12/F 15 436 ft² 12/F 4 540 ft² 12/F 5 540 ft² 12/F 7 436 ft² 13/F 1 647 ft² 13/F 12 540 ft² 13/F 13 540 ft² 13/F 14 436 ft² 13/F 16 647 ft² 13/F 6 436 ft² 13/F 8 647 ft² 13/F 9 647 ft² 14/F 10 604 ft² 14/F 14 436 ft² 14/F 15 436 ft² 14/F 16 647 ft² 14/F 4 540 ft² 14/F 5 540 ft² 15/F 1 647 ft² 15/F 10 604 ft² 15/F 14 436 ft² 15/F 15 436 ft² 16/F 10 604 ft² 16/F 11 604 ft² 16/F 16 647 ft² 16/F 2 604 ft² 16/F 7 436 ft² 17/F 6 436 ft² 17/F 8 647 ft² 18/F 1 642 ft² 18/F 11 601 ft² 18/F 13 536 ft² 18/F 15 433 ft² 18/F 2 601 ft² 18/F 4 536 ft² 19/F 14 433 ft² 19/F 16 642 ft² 19/F 4 536 ft² 19/F 7 433 ft² 20/F 1 642 ft² 20/F 11 601 ft² 20/F 13 536 ft² 20/F 14 433 ft² 20/F 2 601 ft² 20/F 3 601 ft² 20/F 7 433 ft² 20/F 8 642 ft² 21/F 11 601 ft² 21/F 15 433 ft² 21/F 4 536 ft² 21/F 6 433 ft² 21/F 9 642 ft² 22/F 12 536 ft² 22/F 13 536 ft² 22/F 14 433 ft² 22/F 16 642 ft² 22/F 4 536 ft² 22/F 5 536 ft² 22/F 7 433 ft² 22/F 8 642 ft² 23/F 11 601 ft² 23/F 12 536 ft² 24/F 10 601 ft² 24/F 11 601 ft² 24/F 15 433 ft² 24/F 6 433 ft² 24/F 7 433 ft² 24/F 8 641 ft² 25/F 1 642 ft² 25/F 12 536 ft² 25/F 15 433 ft² 25/F 5 536 ft² 25/F 7 433 ft² 25/F 8 641 ft² 25/F 9 642 ft² 26/F 13 536 ft² 26/F 4 536 ft² 26/F 8 642 ft² 27/F 1 642 ft² 27/F 12 536 ft² 27/F 13 536 ft² 27/F 14 433 ft² 27/F 5 536 ft² 28/F 10 596 ft² 28/F 11 596 ft² 28/F 12 532 ft² 28/F 14 431 ft² 28/F 15 431 ft² 28/F 4 532 ft² 28/F 6 431 ft² 29/F 12 531 ft² 29/F 13 531 ft² 29/F 15 431 ft² 29/F 16 637 ft² 29/F 2 596 ft² 30/F 13 532 ft² 30/F 5 532 ft² 31/F 4 531 ft² 31/F 6 431 ft² 31/F 9 637 ft² 32/F 1 637 ft² 32/F 10 596 ft² 32/F 13 532 ft² 32/F 14 431 ft² 32/F 4 532 ft² 32/F 6 431 ft² 32/F 8 637 ft² 33/F 11 596 ft² 33/F 12 531 ft² 33/F 14 431 ft² 33/F 15 431 ft² 33/F 6 431 ft² 33/F 8 637 ft² 33/F 9 637 ft² 34/F 1 637 ft² 34/F 10 596 ft² 34/F 11 596 ft² 34/F 14 431 ft² 34/F 15 431 ft² 34/F 7 431 ft² 34/F 8 637 ft² 34/F 9 637 ft² 35/F 12 532 ft² 35/F 13 532 ft² 35/F 3 596 ft² 35/F 4 532 ft² 35/F 6 431 ft² 35/F 7 431 ft² 35/F 9 637 ft² 36/F 12 532 ft² 36/F 15 431 ft² 36/F 3 596 ft² 36/F 13 532 ft² 37/F 11 596 ft² 37/F 12 532 ft² 37/F 14 431 ft² 37/F 16 637 ft² 37/F 5 532 ft² 37/F 7 431 ft² 37/F 8 637 ft² 38/F 1 637 ft² 38/F 12 532 ft² 38/F 13 532 ft² 38/F 15 431 ft² 38/F 2 596 ft² 38/F 8 637 ft² 38/F 9 637 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.69M

≈ HK$8,747 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$469K, with repayments around HK$20,449/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$19,242

−HK$1,207/mo

▼ 0.25% · 3.875%

HK$19,841

−HK$608/mo

Today · 4.125%

HK$20,449

baseline

▲ 0.50% · 4.625%

HK$21,693

+HK$1,244/mo

Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,898/mo (50% DSR)

Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$86,317 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Heng On Station

≈ 6 min walk · 443 m

Education

schools within 1 km (20 within 500 m)

Daily convenience

within 1 km (8 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Heng On Station Station.

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 22/F
Flat: 12
Saleable Area: 536 Saleable ft²
Gross Area: 738 ft²
Efficiency: 73%
District: Sha Tin District · New Territories East
School net (POA): 89

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2015-10-05	HK$3.80M	—	HK$7,090	HK$5,149

Other appraised units in this building

Data sourced from Renavon.com