Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$482K, with repayments around HK$21,016/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,032/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,307 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Tai Wai Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-06 | HK$5.91M | +35.9% 3.5y · 10.0%/yr |
| 2017-01-19 | HK$4.35M | +314.3% 12.6y · 25.0%/yr |
| 2004-06-26 | HK$1.05M | +20.7% |
| 2004-02-20 | HK$870K | −61.3% |
| 1997-09-29 | HK$2.25M | +10.8% |
| 1997-04-16 | HK$2.03M | — |