▼ 0.50% · 3.625%
HK$17,234
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,770
−HK$544/mo
Today · 4.125%
HK$18,314
baseline
▲ 0.50% · 4.625%
HK$19,429
+HK$1,115/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,628/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,172
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,686
−HK$522/mo
Today · 4.125%
HK$20,208
baseline
▲ 0.50% · 4.625%
HK$21,273
+HK$1,065/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,416/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,957
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,547
−HK$599/mo
Today · 4.125%
HK$20,146
baseline
▲ 0.50% · 4.625%
HK$21,371
+HK$1,225/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,292/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,089
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,655
−HK$574/mo
Today · 4.125%
HK$22,229
baseline
▲ 0.50% · 4.625%
HK$23,400
+HK$1,171/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,458/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,680
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,323
−HK$654/mo
Today · 4.125%
HK$21,977
baseline
▲ 0.50% · 4.625%
HK$23,314
+HK$1,337/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,954/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,007
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,624
−HK$626/mo
Today · 4.125%
HK$24,250
baseline
▲ 0.50% · 4.625%
HK$25,528
+HK$1,278/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,500/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,404
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,100
−HK$708/mo
Today · 4.125%
HK$23,808
baseline
▲ 0.50% · 4.625%
HK$25,257
+HK$1,449/mo
Deposit HK$2.65M · loan HK$4.91M · min. income ≈ HK$47,616/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,924
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,592
−HK$678/mo
Today · 4.125%
HK$26,270
baseline
▲ 0.50% · 4.625%
HK$27,655
+HK$1,385/mo
Deposit HK$2.65M · loan HK$4.91M · min. income ≈ HK$52,540/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,127
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,877
−HK$763/mo
Today · 4.125%
HK$25,640
baseline
▲ 0.50% · 4.625%
HK$27,200
+HK$1,560/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,280/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,841
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,561
−HK$730/mo
Today · 4.125%
HK$28,291
baseline
▲ 0.50% · 4.625%
HK$29,782
+HK$1,491/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,582/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,850
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,654
−HK$817/mo
Today · 4.125%
HK$27,471
baseline
▲ 0.50% · 4.625%
HK$29,143
+HK$1,672/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,942/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,758
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,529
−HK$783/mo
Today · 4.125%
HK$30,312
baseline
▲ 0.50% · 4.625%
HK$31,910
+HK$1,598/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,624/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,574
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,431
−HK$872/mo
Today · 4.125%
HK$29,303
baseline
▲ 0.50% · 4.625%
HK$31,086
+HK$1,783/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,606/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,675
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,498
−HK$835/mo
Today · 4.125%
HK$32,333
baseline
▲ 0.50% · 4.625%
HK$34,037
+HK$1,704/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,666/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,297
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,208
−HK$926/mo
Today · 4.125%
HK$31,134
baseline
▲ 0.50% · 4.625%
HK$33,029
+HK$1,895/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$62,268/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,593
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,467
−HK$886/mo
Today · 4.125%
HK$34,353
baseline
▲ 0.50% · 4.625%
HK$36,164
+HK$1,811/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$68,706/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,020
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,985
−HK$981/mo
Today · 4.125%
HK$32,966
baseline
▲ 0.50% · 4.625%
HK$34,971
+HK$2,005/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$65,932/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,510
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,435
−HK$939/mo
Today · 4.125%
HK$36,374
baseline
▲ 0.50% · 4.625%
HK$38,292
+HK$1,918/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$72,748/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,732 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).