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At today's rate and a 90% mortgage, the deposit on this unit is about HK$466K, with repayments around HK$20,319/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$466K · loan HK$4.19M · min. income ≈ HK$40,638/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$83,328 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 465 Saleable ft²
- Gross Area
- 680 ft²
- Efficiency
- 68%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-30 | HK$6.00M | +33.9% 3.4y · 10.0%/yr |
| 2016-05-20 | HK$4.48M | +69.1% 5.7y · 12.0%/yr |
| 2010-08-31 | HK$2.65M | +49.7% |
| 2007-11-08 | HK$1.77M | +5.4% |
| 2007-09-28 | HK$1.68M | +20.0% |
| 2001-12-28 | HK$1.40M | −28.9% |
| 1996-05-23 | HK$1.97M | — |