At today's rate and a 90% mortgage, the deposit on this unit is about HK$325K, with repayments around HK$14,183/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$325K · loan HK$2.93M · min. income ≈ HK$28,366/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wai Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 362 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-25 | HK$2.77M | −30.8% 7.0y · −4.0%/yr |
| 2018-03-26 | HK$4.00M | +110.5% 6.1y · 18.0%/yr |
| 2012-02-07 | HK$1.90M | +37.7% |
| 2008-04-09 | HK$1.38M | +31.4% |
| 2008-01-02 | HK$1.05M | +50.0% |
| 2002-02-28 | HK$700K | — |