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At today's rate and a 90% mortgage, the deposit on this unit is about HK$775K, with repayments around HK$33,824/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$775K · loan HK$6.98M · min. income ≈ HK$67,648/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,638 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- C
- Saleable Area
- 559 Saleable ft²
- Gross Area
- 750 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-14 | HK$9.45M | +54.9% 5.4y · 10.0%/yr |
| 2016-04-26 | HK$6.10M | +41.9% 5.3y · 8.0%/yr |
| 2011-01-21 | HK$4.30M | +16.8% |
| 2009-09-18 | HK$3.68M | +9.9% |
| 2005-04-25 | HK$3.35M | −16.7% |
| 1998-05-02 | HK$4.02M | — |