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At today's rate and a 90% mortgage, the deposit on this unit is about HK$559K, with repayments around HK$24,369/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$48,738/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$125,702 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- E
- Saleable Area
- 504 Saleable ft²
- Gross Area
- 594 ft²
- Efficiency
- 85%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-05 | HK$6.28M | +16.3% 4.8y · 3.0%/yr |
| 2016-04-19 | HK$5.40M | +14.9% 3.2y · 5.0%/yr |
| 2013-02-05 | HK$4.70M | +115.6% |
| 2006-03-30 | HK$2.18M | −1.8% |
| 1999-07-16 | HK$2.22M | −17.2% |
| 1996-11-15 | HK$2.68M | — |