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At today's rate and a 90% mortgage, the deposit on this unit is about HK$989K, with repayments around HK$43,137/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,274/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,953 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 880 Saleable ft²
- Gross Area
- 1,025 ft²
- Efficiency
- 86%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-03-30 | HK$12.68M | +30.1% 6.1y |
| 2017-02-28 | HK$9.75M | +77.3% 5.5y |
| 2011-09-01 | HK$5.50M | +80.3% 10.0y |
| 2001-08-28 | HK$3.05M | −43.5% 4.7y |
| 1997-01-22 | HK$5.40M | — |