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Crescira AVM · estimated value Medium confidence
HK$15.63M
≈ HK$8,681 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.69M, with repayments around HK$53,013/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$49,885
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,437
−HK$1,576/mo
Today · 4.125%
HK$53,013
baseline
▲ 0.50% · 4.625%
HK$56,239
+HK$3,226/mo

Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,026/mo (50% DSR)

Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,987 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
1,800 ft²
Gross Area
2,000 ft²
Efficiency
90%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2007-04-19 HK$8.32M +61.9%
3.1y
2004-03-06 HK$5.14M −15.5%
8.1y
1996-02-07 HK$6.08M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hin Keng
≈ 12 min walk · 927 m
Education
33
schools within 1 km (16 within 500 m)
Daily convenience
23
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com