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Crescira AVM · estimated value Medium confidence
HK$13.29M
≈ HK$10,615 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.99M, with repayments around HK$45,085/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$42,425
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,744
−HK$1,341/mo
Today · 4.125%
HK$45,085
baseline
▲ 0.50% · 4.625%
HK$47,829
+HK$2,744/mo

Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,170/mo (50% DSR)

Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$498,357 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
C
Saleable Area
1,252 ft²
Gross Area
1,443 ft²
Efficiency
87%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2006-04-22 HK$5.88M +23.5%
1.6y
2004-09-11 HK$4.76M +36.0%
2002-04-23 HK$3.50M +218.2%
2001-04-10 HK$1.10M −77.5%
1996-01-18 HK$4.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hin Keng
≈ 12 min walk · 927 m
Education
33
schools within 1 km (16 within 500 m)
Daily convenience
23
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com