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At today's rate and a 90% mortgage, the deposit on this unit is about HK$286K, with repayments around HK$12,472/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$286K · loan HK$2.57M · min. income ≈ HK$24,944/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A02
- Saleable Area
- 201 Saleable ft²
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-05 | HK$3.00M | −23.1% 3.6y · −6.0%/yr |
| 2021-02-25 | HK$3.90M | −4.9% 1.1y · −5.0%/yr |
| 2019-12-31 | HK$4.10M | +10.9% 3.2y · 3.0%/yr |
| 2016-09-26 | HK$3.70M | — |