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At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,680/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,360/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A03
- Saleable Area
- 238 Saleable ft²
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-18 | HK$2.80M | −22.2% 2.7y · −8.0%/yr |
| 2022-11-10 | HK$3.60M | −37.2% 1.0y |
| 2021-10-28 | HK$5.73M | +73.9% 5.2y · 14.0%/yr |
| 2016-09-12 | HK$3.29M | — |