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At today's rate and a 90% mortgage, the deposit on this unit is about HK$656K, with repayments around HK$28,615/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$57,230/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$191,037 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 670 Saleable ft²
- Gross Area
- 920 ft²
- Efficiency
- 73%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-24 | HK$8.18M | +2.2% 3.0y · 1.0%/yr |
| 2017-12-20 | HK$8.00M | +39.1% 4.8y · 8.0%/yr |
| 2013-02-28 | HK$5.75M | +19.8% |
| 2012-06-07 | HK$4.80M | +20.0% |
| 2010-10-25 | HK$4.00M | +78.6% |
| 2000-11-03 | HK$2.24M | −47.9% |
| 1997-05-06 | HK$4.30M | — |