At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,547/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$379K · loan HK$3.41M · min. income ≈ HK$33,094/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Tai Wai Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 483 Saleable ft²
- Gross Area
- 629 ft²
- Efficiency
- 77%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-27 | HK$5.00M | −10.7% 1.1y · −10.0%/yr |
| 2024-09-09 | HK$5.60M | −11.1% 6.0y · −2.0%/yr |
| 2018-09-17 | HK$6.30M | +35.5% 3.6y · 10.0%/yr |
| 2015-02-05 | HK$4.65M | +11.2% |
| 2012-11-12 | HK$4.18M | +52.0% |
| 2011-06-30 | HK$2.75M | +48.6% |
| 2008-10-22 | HK$1.85M | — |