▼ 0.50% · 3.625%
HK$22,160
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,849
−HK$701/mo
Today · 4.125%
HK$23,550
baseline
▲ 0.50% · 4.625%
HK$24,983
+HK$1,433/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,100/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,653
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,314
−HK$671/mo
Today · 4.125%
HK$25,985
baseline
▲ 0.50% · 4.625%
HK$27,355
+HK$1,370/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,970/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,134
−HK$771/mo
Today · 4.125%
HK$25,905
baseline
▲ 0.50% · 4.625%
HK$27,481
+HK$1,576/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$51,810/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,118
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,846
−HK$737/mo
Today · 4.125%
HK$28,583
baseline
▲ 0.50% · 4.625%
HK$30,090
+HK$1,507/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$57,166/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,592
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,419
−HK$841/mo
Today · 4.125%
HK$28,260
baseline
▲ 0.50% · 4.625%
HK$29,979
+HK$1,719/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,520/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,584
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,377
−HK$805/mo
Today · 4.125%
HK$31,182
baseline
▲ 0.50% · 4.625%
HK$32,825
+HK$1,643/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,364/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,808
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,704
−HK$911/mo
Today · 4.125%
HK$30,615
baseline
▲ 0.50% · 4.625%
HK$32,478
+HK$1,863/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,230/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,049
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,908
−HK$872/mo
Today · 4.125%
HK$33,780
baseline
▲ 0.50% · 4.625%
HK$35,561
+HK$1,781/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,560/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,024
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,989
−HK$981/mo
Today · 4.125%
HK$32,970
baseline
▲ 0.50% · 4.625%
HK$34,976
+HK$2,006/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$65,940/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,514
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,440
−HK$939/mo
Today · 4.125%
HK$36,379
baseline
▲ 0.50% · 4.625%
HK$38,296
+HK$1,917/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$72,758/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,240
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,274
−HK$1,051/mo
Today · 4.125%
HK$35,325
baseline
▲ 0.50% · 4.625%
HK$37,474
+HK$2,149/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,650/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,979
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,971
−HK$1,006/mo
Today · 4.125%
HK$38,977
baseline
▲ 0.50% · 4.625%
HK$41,032
+HK$2,055/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,954/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,456
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,559
−HK$1,121/mo
Today · 4.125%
HK$37,680
baseline
▲ 0.50% · 4.625%
HK$39,972
+HK$2,292/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,360/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,445
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,503
−HK$1,073/mo
Today · 4.125%
HK$41,576
baseline
▲ 0.50% · 4.625%
HK$43,767
+HK$2,191/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,152/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,672
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,844
−HK$1,191/mo
Today · 4.125%
HK$40,035
baseline
▲ 0.50% · 4.625%
HK$42,471
+HK$2,436/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,070/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,910
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,034
−HK$1,140/mo
Today · 4.125%
HK$44,174
baseline
▲ 0.50% · 4.625%
HK$46,503
+HK$2,329/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,348/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,888
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,129
−HK$1,261/mo
Today · 4.125%
HK$42,390
baseline
▲ 0.50% · 4.625%
HK$44,969
+HK$2,579/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,780/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,375
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,565
−HK$1,208/mo
Today · 4.125%
HK$46,773
baseline
▲ 0.50% · 4.625%
HK$49,238
+HK$2,465/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,546/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,828 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).