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At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,552/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$379K · loan HK$3.42M · min. income ≈ HK$33,104/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- 8
- Saleable Area
- 305 Saleable ft²
- Gross Area
- 384 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-01 | HK$5.10M | +65.6% 4.6y · 14.0%/yr |
| 2016-04-22 | HK$3.08M | +10.4% 3.1y · 3.0%/yr |
| 2013-02-21 | HK$2.79M | +181.8% |
| 2007-07-05 | HK$990K | +12.5% |
| 2004-04-27 | HK$880K | −45.7% |
| 1998-05-06 | HK$1.62M | +23.7% |
| 1996-05-15 | HK$1.31M | — |