▼ 0.50% · 3.625%
HK$21,089
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,745
−HK$666/mo
Today · 4.125%
HK$22,411
baseline
▲ 0.50% · 4.625%
HK$23,775
+HK$1,364/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,822/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,461
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,090
−HK$639/mo
Today · 4.125%
HK$24,729
baseline
▲ 0.50% · 4.625%
HK$26,032
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,458/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,198
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,919
−HK$733/mo
Today · 4.125%
HK$24,652
baseline
▲ 0.50% · 4.625%
HK$26,152
+HK$1,500/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,304/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,807
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,499
−HK$702/mo
Today · 4.125%
HK$27,201
baseline
▲ 0.50% · 4.625%
HK$28,635
+HK$1,434/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,402/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,307
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,094
−HK$799/mo
Today · 4.125%
HK$26,893
baseline
▲ 0.50% · 4.625%
HK$28,530
+HK$1,637/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,786/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,153
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,908
−HK$766/mo
Today · 4.125%
HK$29,674
baseline
▲ 0.50% · 4.625%
HK$31,238
+HK$1,564/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,348/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,415
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,268
−HK$867/mo
Today · 4.125%
HK$29,135
baseline
▲ 0.50% · 4.625%
HK$30,907
+HK$1,772/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,270/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,499
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,317
−HK$830/mo
Today · 4.125%
HK$32,147
baseline
▲ 0.50% · 4.625%
HK$33,842
+HK$1,695/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,294/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,524
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,443
−HK$933/mo
Today · 4.125%
HK$31,376
baseline
▲ 0.50% · 4.625%
HK$33,285
+HK$1,909/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,752/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,845
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,726
−HK$894/mo
Today · 4.125%
HK$34,620
baseline
▲ 0.50% · 4.625%
HK$36,445
+HK$1,825/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,240/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,633
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,617
−HK$1,000/mo
Today · 4.125%
HK$33,617
baseline
▲ 0.50% · 4.625%
HK$35,662
+HK$2,045/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,234/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,192
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,135
−HK$958/mo
Today · 4.125%
HK$37,093
baseline
▲ 0.50% · 4.625%
HK$39,048
+HK$1,955/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,186/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,742
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,792
−HK$1,066/mo
Today · 4.125%
HK$35,858
baseline
▲ 0.50% · 4.625%
HK$38,040
+HK$2,182/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,716/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,538
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,544
−HK$1,022/mo
Today · 4.125%
HK$39,566
baseline
▲ 0.50% · 4.625%
HK$41,651
+HK$2,085/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,132/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,851
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,966
−HK$1,133/mo
Today · 4.125%
HK$38,099
baseline
▲ 0.50% · 4.625%
HK$40,417
+HK$2,318/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,198/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,884
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,953
−HK$1,086/mo
Today · 4.125%
HK$42,039
baseline
▲ 0.50% · 4.625%
HK$44,255
+HK$2,216/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,078/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,960
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,141
−HK$1,199/mo
Today · 4.125%
HK$40,340
baseline
▲ 0.50% · 4.625%
HK$42,795
+HK$2,455/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$80,680/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,230
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,363
−HK$1,148/mo
Today · 4.125%
HK$44,511
baseline
▲ 0.50% · 4.625%
HK$46,858
+HK$2,347/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$89,022/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).