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3/F E

in Chevalier Garden Block 17

Sha Tin District · New Territories East

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Crescira AVM · estimated value Medium confidence
HK$3.61M
≈ HK$8,375 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$361K, with repayments around HK$15,744/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$14,815
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,276
−HK$468/mo
Today · 4.125%
HK$15,744
baseline
▲ 0.50% · 4.625%
HK$16,702
+HK$958/mo

Deposit HK$361K · loan HK$3.25M · min. income ≈ HK$31,488/mo (50% DSR)

Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
E
Saleable Area
431 ft²
Gross Area
485 ft²
Efficiency
89%
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2018-06-25 HK$5.05M +180.6%
2011-03-30 HK$1.80M +28.6%
2009-12-30 HK$1.40M +9.4%
2008-07-15 HK$1.28M +29.3%
2007-12-04 HK$990K +19.3%
2005-01-29 HK$830K −25.9%
1999-05-17 HK$1.12M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Shui Hang
≈ 6 min walk · 480 m
Education
7
schools within 1 km (4 within 500 m)
Daily convenience
6
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
9
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Tai Shui Hang Station (a rail station within an 8-min walk earns this label).

Family-friendly — 7 schools within a 1 km walk.

Everyday convenience — 6 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 9 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com