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15/F H

in Chevalier Garden Block 14

Sha Tin District · New Territories East

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Crescira AVM · estimated value Medium confidence
HK$4.08M
≈ HK$8,424 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$408K, with repayments around HK$17,784/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,735
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,255
−HK$529/mo
Today · 4.125%
HK$17,784
baseline
▲ 0.50% · 4.625%
HK$18,866
+HK$1,082/mo

Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$35,568/mo (50% DSR)

Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$15,539 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
15/F
Flat
H
Saleable Area
484 ft²
Gross Area
546 ft²
Efficiency
89%
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2025-09-09 HK$3.90M +160.0%
2009-10-07 HK$1.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Shui Hang
≈ 6 min walk · 480 m
Education
7
schools within 1 km (4 within 500 m)
Daily convenience
6
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
9
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Tai Shui Hang Station (a rail station within an 8-min walk earns this label).

Family-friendly — 7 schools within a 1 km walk.

Everyday convenience — 6 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 9 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com