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At today's rate and a 90% mortgage, the deposit on this unit is about HK$475K, with repayments around HK$20,700/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$41,400/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,063 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 465 Saleable ft²
- Gross Area
- 680 ft²
- Efficiency
- 68%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-29 | HK$6.70M | +3.4% 3.1y · 1.0%/yr |
| 2018-04-11 | HK$6.48M | +207.1% 10.2y · 20.0%/yr |
| 2008-02-04 | HK$2.11M | +22.0% |
| 2007-11-02 | HK$1.73M | −24.8% |
| 1998-09-11 | HK$2.30M | +3.6% |
| 1996-07-24 | HK$2.22M | — |