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At today's rate and a 90% mortgage, the deposit on this unit is about HK$954K, with repayments around HK$41,609/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,218/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,932 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 22 schools within a 1 km walk.
Everyday convenience — 21 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 817 Saleable ft²
- Gross Area
- 978 ft²
- Efficiency
- 84%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-20 | HK$8.80M | +6.0% 4.5y · 1.0%/yr |
| 2021-08-30 | HK$8.30M | +0.0% 6.5y · 0.0%/yr |
| 2015-03-05 | HK$8.30M | +45.6% |
| 2011-06-24 | HK$5.70M | +26.7% |
| 2009-11-11 | HK$4.50M | +9.8% |
| 2008-01-16 | HK$4.10M | +43.9% |
| 2004-06-04 | HK$2.85M | −13.1% |
| 2000-08-01 | HK$3.28M | −34.1% |
| 1996-04-24 | HK$4.98M | — |