At today's rate and a 90% mortgage, the deposit on this unit is about HK$265K, with repayments around HK$11,568/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$265K · loan HK$2.39M · min. income ≈ HK$23,136/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Tai Wai Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 69%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-22 | HK$4.28M | +29.7% 3.0y · 10.0%/yr |
| 2016-10-24 | HK$3.30M | +27.9% 3.7y · 8.0%/yr |
| 2013-01-18 | HK$2.58M | +183.5% |
| 2006-12-28 | HK$910K | +9.6% |
| 2006-10-11 | HK$830K | +88.6% |
| 1995-10-14 | HK$440K | — |