▼ 0.50% · 3.625%
HK$4,348
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$137/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,902
+HK$281/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,837
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$132/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$269/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,783
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$151/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,392
+HK$309/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,321
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,464
−HK$145/mo
Today · 4.125%
HK$5,609
baseline
▲ 0.50% · 4.625%
HK$5,904
+HK$295/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$11,218/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,218
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,380
−HK$165/mo
Today · 4.125%
HK$5,545
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$338/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$11,090/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,805
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,961
−HK$158/mo
Today · 4.125%
HK$6,119
baseline
▲ 0.50% · 4.625%
HK$6,441
+HK$322/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$12,238/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,653
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,829
−HK$178/mo
Today · 4.125%
HK$6,007
baseline
▲ 0.50% · 4.625%
HK$6,373
+HK$366/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$12,014/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,289
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,457
−HK$171/mo
Today · 4.125%
HK$6,628
baseline
▲ 0.50% · 4.625%
HK$6,978
+HK$350/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$13,256/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,088
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,277
−HK$192/mo
Today · 4.125%
HK$6,469
baseline
▲ 0.50% · 4.625%
HK$6,863
+HK$394/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$12,938/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,772
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,954
−HK$184/mo
Today · 4.125%
HK$7,138
baseline
▲ 0.50% · 4.625%
HK$7,515
+HK$377/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$14,276/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,522
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,725
−HK$207/mo
Today · 4.125%
HK$6,932
baseline
▲ 0.50% · 4.625%
HK$7,353
+HK$421/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,864/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,256
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,451
−HK$197/mo
Today · 4.125%
HK$7,648
baseline
▲ 0.50% · 4.625%
HK$8,051
+HK$403/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,296/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,957
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,174
−HK$220/mo
Today · 4.125%
HK$7,394
baseline
▲ 0.50% · 4.625%
HK$7,843
+HK$449/mo
Deposit HK$381K · loan HK$1.53M · min. income ≈ HK$14,788/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,740
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,948
−HK$210/mo
Today · 4.125%
HK$8,158
baseline
▲ 0.50% · 4.625%
HK$8,588
+HK$430/mo
Deposit HK$381K · loan HK$1.53M · min. income ≈ HK$16,316/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,392
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,622
−HK$234/mo
Today · 4.125%
HK$7,856
baseline
▲ 0.50% · 4.625%
HK$8,334
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,712/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,224
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,444
−HK$224/mo
Today · 4.125%
HK$8,668
baseline
▲ 0.50% · 4.625%
HK$9,125
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,336/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,827
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,070
−HK$248/mo
Today · 4.125%
HK$8,318
baseline
▲ 0.50% · 4.625%
HK$8,824
+HK$506/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,636/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,707
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,941
−HK$237/mo
Today · 4.125%
HK$9,178
baseline
▲ 0.50% · 4.625%
HK$9,662
+HK$484/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,356/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).